Offering a tailored policy to suit the needs of those running a range of surgeries, including chiropractors, osteopaths, physiotherapists, dentists, doctors, GPs, psychiatrists and veterinary practices.
If you are an employer, you legally need to have employers’ liability cover in place for your surgery insurance.
A Surgery Package policy can protect you in the event of an employee injury at work and can cover compensation awarded as well as legal costs.
There are a range of covers available, including, but not limited to:
Optional benefits to suit your business
What if my Medical Malpractice cover is provided by the local authority or I have this insurance elsewhere?
This is optional cover and can be excluded.
We rent our building, is this policy still suitable?
Yes absolutely, this cover can be excluded, but you also have the option to include signs, and theft damage to buildings, which are sometimes not covered by your landlord, especially where you have bought and/or installed them yourselves.
If a patient or visitors slips and hurst themselves in our car park will we have suitable cover?
Yes, whether you own the buildings or not, if you are responsible for the car park, then you will have suitable cover, the policy will defend you and pay any awards and costs up to the policy limit due where you are deemed negligent.
We have a dispensing Robot, can this be covered?
Yes we can arrange cover for the equipment and dispensing errors if you feel this is important too.
Are any wrongful acts excluded?
Some examples of wrongful acts not covered include fraud, personal profit and illegal compensation, and fines and penalties.