Motor Trade

If you work in the motor trade sector, it is essential to have the correct cover in place.

At Thompson & Richardson, we understand that all motor trade businesses are different. They face a range of distinct risks, which is why we offer tailored motor trade policies to meet the specific needs of each.

Motor Trade

Policy Benefits 

Backed by major global insurers

Range of cover available

Claims assistance

We’ve got you covered


We have a range of cover types available:


Road Risks

  • Offers cover to any motor trader who drives their own or customers vehicles on a public road.

A Motor Trader in this capacity must have at least Third Party Only road risk cover by law. This cover provides for the trader in respect of injury, death or damage by any vehicle connected to the business to a Third Party. It can also be increased to provide Third Party Fire & Theft or Comprehensive cover.


Liability Motor Trade Insurance

  • Designed specifically for motor traders who employ people, have customers in their premises or repair , supply & service vehicles.
  • 3 types of cover available: Employers, Public and Product, Sales & Services indemnity


Combined Motor Trade

This is an extension to the standard covers available and can provide cover for:

  • The premises
  • Tools
  • Contents
  • Business interruption