A package policy that can provide a wide range of covers to transfer your risk and protect your business from insured incidents.
Employers Liability is required by law if you have any employees. Cover for your contents, equipment and stock would provide peace of mind that your material investments into the business are suitably protected by your policy.
Hospitality and Leisure packages cover your liabilities to the public and your employees, whilst also providing a transfer of risk on your contents, equipment and financial impact sustained to your business in the event of an insured incident.
Yes, deterioration of stock can be included to protect you from a loss of stock
Yes, this can be included under the All Risks section on the policy.
Yes, most policies have a divide between business and personal contents. Insurers may impose a forcible and violent entry clause to this section due to the access to the premises.