Social Welfare

We have extensive experience of the social welfare sector which includes charitable and commercial organisations that provide care, support and advice for disadvantaged or vulnerable people. This diverse and far reaching sector demands a specialist approach and we understand each organisation needs to be provided with bespoke cover solutions that cater for their specific needs. We work closely with social welfare organisations; we identify the range of risks they face so we can tailor your insurance protection accordingly at what we believe are competitive premiums.

Our comprehensive package of cover automatically includes;
• Liability for abuse
• Breach of professional duty of care/wrongful act
• PR Crisis Management support
• Risk management consultancy
• DBS checking facility at reduced rates
• Directors/Trustees Liability
• Volunteers automatically included

Types of Risks
• Adult placements / assisted living
• Care and day centres
• Care homes (learning difficulties / mental health / physical disabilities)
• Charities, not for profit and voluntary organisations
• Children’s homes
• Community action groups, programmes, centres and services
• Community interest companies
• Counselling and therapy services
• Domiciliary care
• Drug and alcohol rehabilitation
• Education, literacy and training services (not ‘conventional’ schools and colleges)
• Foster Care
• Hospices
• Mental health support
• Nurseries, playgroups and out-of-school clubs
• Rehabilitation and halfway houses
• Respite care providers
• Sheltered workshops and vocational training
• Shelters and refuges
• Supported living
• Youth centres and organisations